Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?

Posted: January 4, 2020

Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...

When Do My Kids Need Their Own Car Insurance Policy?

Posted: January 1, 2020

Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...

Understanding Kidnap & Ransom Insurance

Posted: December 19, 2019

Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...

Will My Homeowners Insurance Cover Damage To My Yard?

Posted: December 16, 2019

Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...

5 Ways To Digitize Your Old Home Movies

Posted: December 11, 2019

Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long. It’s true that film, VHS tapes, and DVDs can preserve your home movies for years (or decades) in the right environment. But even if they’re stored in a cool, dry place, the materials can deteriorate – leaving your memories irretrievable. Thanks to modern technology,...