What is a Loss Control Program, And Do I Need One?

Posted: February 4, 2025

A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur.  How Do I Know If I Need a...

5 Winter Driving Mistakes That May Increase Your Premium

Posted: February 2, 2025

Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides—and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs....

What You Should Know About E-commerce Business Insurance

Posted: January 19, 2025

A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses.  What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include:  General liability insurance Commercial property insurance Commercial...

How to Prepare Your Home for Winter Storms

Posted: January 16, 2025

During the winter months, the weather can get pretty grim. Freezing icy conditions, blizzards, torrential rain, and wind events can test any structure, including your home. The best policy is to be prepared for the worst and hope for the best. Here are some ways you can protect your home from the damage of winter storms this year.  Indoor Checks and Safety Measures  Heating System...

7 Tips for Staying Safe During Extreme Cold Weather

Posted: January 14, 2025

Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...